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Behaviors vs Outcomes
Behaviors and outcomes seem similar at first, but it is imperative to be able to distinguish between the two. A majority of financial...
Richa Munjal
Mar 191 min read
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Behavioral Finance
Money is everywhere. Therefore, as a society, we need to identify what triggers us to make bad financial decisions so we can change...
Richa Munjal
Mar 192 min read
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More Knowledgeable Others
Psychologist Lev Vygotsky, renowned for his work in human development, believed that individuals internalize skills we see from those...
Richa Munjal
Mar 112 min read
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Pain vs Pleasure
As humans, we are naturally wired to seek pleasure and avoid pain. But when viewed from a financial perspective, this instinct can be...
Richa Munjal
Feb 212 min read
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Plutnick’s Wheel of Emotions
Financial decisions often trigger emotional responses, an attribute that is dangerous considering the complexity of emotions themselves....
Richa Munjal
Feb 201 min read
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Maslow’s Hierarchy of Needs Theory
In 1942, Psychologist Abraham Maslow Developed his Hierarchy of Needs Theory which categorized human needs into different stages of a...
Richa Munjal
Jan 54 min read
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Model Behavior of Change
How can I change my habits? Well, the Model of Behavior Change provides a framework for how most individuals change in ways such as...
Richa Munjal
Dec 30, 20241 min read
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Money Scripts
It is absolutely necessary to manage your personal finances since finances play a role in one’s emotions, sense of well-being, overall...
Richa Munjal
Dec 30, 20242 min read
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Emotional ties to descicions
The first step to becoming financially literate is to understand why so many people are not. Oftentimes, we let our emotions take over...
Richa Munjal
Nov 30, 20243 min read
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My mission: Why Financial Literacy is Imperative
A financial literacy epidemic is impacting the globe in significant ways. It is essential to teach younger generations the skills...
Richa Munjal
Nov 30, 20241 min read
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