The primary goal of budgeting is to save money regularly, and this can be easily done if you follow a few simple steps:  1. Enter your...

A personal budget is a plan that allocates your future personal income towards expenses, savings, and debt repayment. In simpler terms, a...

If you want to become financially stable, it is important to be able to set financial goals for yourself. In order to do so, you should...

Have you heard your friends and family talking about investing in stocks and want to do the same, but are confused about where to begin?...

In order to develop personal financial plans, you need to envision your dream life. Once you have a clear picture of what you want your...

Behaviors and outcomes seem similar at first, but it is imperative to be able to distinguish between the two. A majority of financial...

Money is everywhere. Therefore, as a society, we need to identify what triggers us to make bad financial decisions so we can change...

Psychologist Lev Vygotsky, renowned for his work in human development, believed that individuals internalize skills we see from those...

As humans, we are naturally wired to seek pleasure and avoid pain. But when viewed from a financial perspective, this instinct can be...

Financial decisions often trigger emotional responses, an attribute that is dangerous considering the complexity of emotions themselves....

In 1942, Psychologist Abraham Maslow Developed his Hierarchy of Needs Theory which categorized human needs into different stages of a...

How can I change my habits? Well, the Model of Behavior Change provides a framework for how most individuals change in ways such as...

It is absolutely necessary to manage your personal finances since finances play a role in one’s emotions, sense of well-being, overall...

The first step to becoming financially literate is to understand why so many people are not. Oftentimes, we let our emotions take over...

A financial literacy epidemic is impacting the globe in significant ways. It is essential to teach younger generations the skills...